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Free · 2 minutes · Florida homeowners

Where do you stand?

Seven quick questions. We'll tell you which stage of the Florida foreclosure process you're in and what matters most right now. No payment, no obligation.

Question 1 of 7

How far behind are you on mortgage payments?

Your best estimate is fine.

Have you received a notice of default or intent to foreclose?

A formal letter from your lender or their law firm — not a routine late notice.

Has a foreclosure case been filed against you in court?

You'd have been served with a summons and complaint, or seen a lis pendens.

Has a foreclosure sale or auction date been set?

This would come after a final judgment.

Which Florida county is the property in?

We cover all 67 counties. Procedures and timelines vary by circuit.

Foreclosure Decoded serves Florida homeowners only.

Are you living in the home?

What would you like to happen?

Where should we send your results?

We'll show your results on the next screen either way — this is so you can come back to them.

We don't sell your information. See our Privacy Policy.

This questionnaire is educational and does not constitute legal advice or create an attorney–client relationship. Your results are an informational starting point, not an assessment of your legal case. Always consult a licensed Florida attorney about your specific situation.